ARC Vendors

Accuity
Autoscribe Corporation
Certegy Check Services
EFT Network, Inc.
Electronic Clearing House, Inc.
FEDChex
Fiserv
Global Payments Check Services, Inc.
Goldleaf Technologies
JPMorgan Chase
LML Payment Systems Corporation
The Bank of New York Mellon
RDM Corporation
Solutran
Wells Fargo, N.A.
Zmax Solutions, Inc.

Accuity

Accuity, the Official Registrar of ABA Routing Numbers, provides tools that enable organizations to maximize the efficiency of their payment processing operations.

Accuity's ACH processing solutions include:

• EPICWare™* - validates and repairs routing and account numbers to make them ACH capable
• Routing and Transit Number File - the most complete routing number and check processing data available
• ACH Participant File™* - updated quarterly, this file provides complete details for the ACH network
• ACH Participant Directory* - this semi-annual printed directory is the definitive source of ACH data

* developed in conjunction with NACHA

Email: custserv@accuitysolutions.com
Phone: +1 847 676 9600
Website: www.accuitysolutions.com

Autoscribe Corporation

Autoscribe Corporation's Payment Vision platform consolidates and centralizes payments across all payment channels including Internet payments, IVR payments, hosted and deployed call center payments, and payments captured via remote deposit capture.

From a single, easy-to-use web portal, custom business rules can be applied to ACH, check draft and debit/credit card payments for improved risk management across all payment channels. Payment Vision helps businesses reduce payment processing costs, accelerate the cash collection cycle and provide convenient payment options for their customers.

For more information visit Autoscribe online or call 800-345-7243.

Certegy Check Services (NYSE:FIS)

With over 45 years experience in transaction processing, risk management and collections, Certegy's cutting edge Digital Payment Processing Platform enables businesses to accept checks anytime, anyplace, or anywhere, with the comfort and security of conveniently processing their check deposits via the most cost effective and efficient settlement method.

From point of presentment (POP; WEB; TEL; ARC; RCK) to settlement, Certegy removes delays in transaction updates whether your business utilizes a warranty or self-risk check authorization program. Learn more at www.fidelityinfoservices.com, or contact us at product.info@certegy.com or 1-800-496-2637.

Certegy is a division of Fidelity National Information Services (NYSE:FIS)

EFT Network, Inc.

245 Saw Mill River Road
Hawthorne, NY 10532
Contact: Alex Bacon
Phone: 1.800.492.2794
Fax: 914.747.7218
Email: sales@redeposit.com
www.redeposit.com

EFT Network has grown and evolved as one of the largest check and ACH processors nationwide, providing solutions that manage, support, and speed the processing and clearing of funds for financial institutions, corporations, and businesses located throughout the United States.

Check21PLUS Suite™ is our ARC/BOC Check21 solution that provides Financial Institutions of any size to take advantage of the efficiencies of Check 21. With Check21PLUS Suite, financial institutions can improve operations and services by capturing branch items, accelerate clearings, and benefit from our value added features such as: CAR/LAR, unique memorization fields, custom tailor endorsement text on the back of checks, an exclusive control panel, and much more. Retailers who utilize Check21 PLUS Suite can speed up the check out process, eliminate check scanning equipment and signatures for conversion at the point-of-acceptance.

Electronic Clearing House, Inc. (NASDAQ:ECHO)

ECHO has provided superior ACH processing for more than 10 years, and volume now surpasses $4 billion annually. Offering ARC services to merchants throughout the United States with its virtual terminal and check imager processing capability, ECHO enables merchants receiving checks by the mail to improve cash flow, reduce return check fees, increase recovery of NSF checks, and simplify accounting tasks with on-line reporting and our proprietary check image repository. ARC is provided direct to merchants as well as through financial institutions and ISOs, as are all our ACH and check services.

Contact Karl Asplund, (kasplund@echo-inc.com), (800) 2623246.  . . www.echo-inc.com.

FEDChex ( www.fedchex.com )

Bryan Dube
Director of Sales
800-992-6713
bdube@fedchex.com

FEDChex is an innovator in the payment industry and is acclaimed for revolutionizing payment systems that dramatically reduce overall payment expenses. Businesses count on FEDChex for solutions that enable them to process payments at the lowest possible cost and risk, while at the same time taking care of their most valuable asset, good customers.

FEDChex offers a complete suite of ACH-based payment products utilizing state-of-the-art technology that expedites the entire payment lifecycle. FEDChex product suite includes:

• RCK
• Balanced Consolidated Returns
• ARC
• IRD's
• WEB
• TEL
• POP
• ACH Based Cards

Fiserv

CheckAGAIN is a return check solution that uses the latest in electronic technology to improve recovery of (NSF) checks. CheckAGAIN is a division of Fiserv, Inc. (NASDAQ: FISV), a Fortune 500 company.

CheckAGAIN's services include:

• ACH services
• RCK (Electronic Re-presentment processing/reporting)
• Centralized Returns
• Remote Deposit (Check 21 and BOC)
• IRDs (Image Replacement Documents) printing
• Collections Management

For more information please contact, Rich Eagan, at 703-332-0062, ext. 324 or visit us at www.checkagain.com

Global Payments Check Services, Inc.

One of the most vital aspects of your business is financial safety and security. With the proliferation of check use for all types of purchases it becomes harder and harder to minimize losses while trying to increase your sales growth.

Global Payments (www.globalpaymentsinc.com), a world leader in electronic payment services, offers businesses a total payment acceptance solution. Our comprehensive product suites are sure to meet your business needs for ARC, POP, RCK, TEL and WEB Services.

Let one of our product support specialists assist you in developing a personalized check acceptance strategy at 1.800.638.4600 Ext. 888 or Check.Salessupport@globalpay.com

Goldleaf Technologies

Goldleaf Technologies, a division of Goldleaf Financial Solutions, offers affordable ACH origination/processing, check conversion, and remote deposit solutions-built on Windows, .NET, and browser-based technologies-to community financial institutions, correspondents, and clearinghouse organizations throughout the United States and abroad. Goldleaf's e-payment solutions enable financial institutions to attract and retain profitable customers, increase core deposits, and generate recurring fee revenue.

Contact: Angela Williams (angela.williams@goldleaf.com)

JPMorgan Chase

JPMorgan Chase has been the top provider of Global ACH origination services for more than 30 years, providing clients with innovative services and solutions.

In the U.S., our ACH services include traditional payroll; consumer and corporate disbursements and collections; electronic tax payment services; e-check consumer payment solutions including ARC, POP, RCK, TEL, and WEB; receiver services (electronic lockbox); and, cash concentration solutions supporting the outsourcing of billing and receivables functions.

Our Global ACH solutions provide financial institutions and multinational corporations with a single-bank gateway for making low-value multicurrency payments and collections worldwide.

Contact Craig Vaream at 212-552-0723 or craig.t.vaream@jpmchase.com.
www.jpmorganchase.com/ts

LML Payment Systems Corporation

LML provides electronic check authorization, check conversion, settlement, and recovery services; as well as Debit, Credit, and EBT authorization routing through our proprietary gateway platform.  LML also licenses, develops, and maintains fully scalable transaction processing software that enables Clients to process their electronic payment transactions within their own enterprise platforms.

For more information:
Stephen B. Craig
V.P. Client Business Development
Email: salesinfo@lmlpayment.com
Tel: 1.866.258.5277
URL: www.lmlpayment.com

The Bank of New York Mellon

Mellon Working Capital Solutions (WCS), a payments industry leader synonymous with quality and known for innovation and expertise, designs comprehensive solutions through its broad line of working capital management services to meet the needs of corporations, not-for-profits and financial institutions. Through our industry-leading ACH services and the nation's leading electronic and online bill payment provider, ClearTran, Inc., Mellon WCS can help you use ARC, TEL, WEB and POP to reduce transaction costs, improve funds availability, reduce instances of insufficient funds and accelerate notification of returned payments. Learn more at www.mellon.com/wcs, or contact us at wcs@mellon.com or 1 800 424-3004.

RDM Corporation

RDM supplies software and hardware solutions that make the processing of checks more efficient and less costly. We work extensively with retailers, processors, and financial institutions to enable them to reduce the costs associated with check processing.

RDM's EC6000i®Gen2 Series and dual-sided EC7000i™ Series scanners combined with the innovative ITMS® solution provides for the capture, processing and maintenance of transaction data generated from POP and ARC payment types as well as Check 21 and Image Exchange.

For more information:
Email: sales@rdmcorp.com
Tel: 1.800.567.6227
www.rdmcorp.com

Solutran

Solutran's customized solutions span the payment spectrum, from paper check processing and check conversion to complete ACH payment processing. Utilizing the efficient, secure, and low cost infrastructure of the banking industry, we provide specialized services with a focus on customer attentiveness that sets us apart from the competition.

• ACH Processing
• Accounts Receivable Conversion (ARC)
• Point-of-sale Check Conversion (POP)
• Back Office Conversion
• Substitute Check Production
• RCK & TEL
• Returned Check Consolidation
• Service Fee Recovery Options
• Digital Imaging
• Data Capturing
• Internet-based reporting

Phone: 763-559-2225
Toll Free: 888-765-8872
Website: www.solutran.com
Email: solutions@solutran.com

Wells Fargo, N.A.

The only organization to win consecutive ACH Quality Awards from NACHA, Wells Fargo is a leader in electronic payments. Whether interested in POP, ARC, RCK, TEL, or other innovative ways to improve your payment processes, Wells Fargo delivers the right solution for every customer. Perfect Receivables^SM is the perfect solution for receiving payments electronically; eliminate exceptions, reduce time to post and reconcile, achieve straight through processing.  Desktop Deposit® enables you to deposit checks from your desk with just a scanner, computer and Internet connection. The Next Stage® in electronic payment solutions is here.  Contact Laura Lee Orcutt, (612) 667-5974, laura.l.orcutt@wellsfargo.com.

Zmax Solutions, Inc.

Zmax Solutions provides best in industry electronic payment processing systems.  We offer value to customers through lowering cost, mitigating risk, and reducing time to handle various forms of payment transactions.  We specialize in creating technology and data systems that address the unique aspects of processing large volumes of electronic check transactions for any industry.

Zmax Solutions Include:  ARC, Remote Deposit Capture with IRDs, POP, PPD, TEL, RCK, BOC, and Professional Services.

Our commitment to you is to produce "best in industry" solutions that exceed your expectations.

Phone: 877-594-2060
Web: www.zmaxsolutions.com
Email: sales@zmaxsolutions.com